Randal R. Greene, President and Chief Executive Officer of Bay Banks of Virginia, Inc. (OTCQB: BAYK), holding company of Virginia Commonwealth Bank and VCB Financial Group, welcomes Ashley Smith as Vice President, Audit Manager.

"We are pleased to have Ashley as part of our team," stated C. Frank Scott, III, President of Virginia Commonwealth Bank. "Ashley has been established in this role for the past few months and has performed an outstanding job with overseeing and coordinating our internal audits to provide assurance that the bank's risk management, governance and internal control processes are effective and sound."

Mrs. Smith joins VCB with 15 years of banking experience, most recently from Ernst & Young's Financial Services Office in Richmond where she spent four years in their assurance practice auditing a top ten national bank. Prior to that, she spent eleven years at First Capital Bank in Glen Allen, VA.

Mrs. Smith is a Certified Public Accountant. She's received her Bachelor of Science degree in Accounting, Magna Cum Laude, from Virginia Commonwealth University and her Master of Accountancy from VCU and was a Dean's Scholar Award recipient.

About Bay Banks of Virginia

Bay Banks of Virginia, Inc. is the holding company for Virginia Commonwealth Bank and VCB Financial Group. Founded in the 1930's, Virginia Commonwealth Bank is headquartered in Richmond, Virginia. With eighteen banking offices located throughout the Richmond market area, the Northern Neck region, the Tri-Cities area of Petersburg, Hopewell and Colonial Heights, Middlesex County and Suffolk, the Bank serves businesses, professionals and consumers with a variety of financial services, including retail and commercial banking, investment services, and mortgage banking. VCB Financial Group provides management services for personal and corporate trusts, wealth management services, estate planning, estate settlement and trust administration.